You can try and tone as much as you like that is one set of saggy skin that will not improve very much, something we have to learn to live with. I know I have tried, thye do tell you that though at the seminar when you firts start out on your journey, surgery is the only thing but who can afford that its cosmetic and will not be paid for on NHS. My stomach isn't looking too bad as exercise has always been something I did no matter how big I was, but I know at some point it will be bad and if i want anyhting doing with the skin it will have to be paid for by me, which is not an option so I will just have to put up with it. xx